Apple Appraisal, a Division of Trident Services LLC (Apple Appraisal) is a leading Appraisal Management Company located in Northern California. We are Appraiser owned and operated, and employ many appraisers to ensure that every report is completed by a local expert.
Mission Statement
Our mission is to provide the highest-quality Appraisal and Review services. We recognize the importance of quality control, peer review, and personalized customer service, and are committed to ensuring that our customers have a positive, stress-free experience.
Core Values
Quality
When it comes to real estate valuation, quality and accuracy are two of the main qualities we look for. We guarantee that each report that comes across our desk meets the high-quality standards set in place by government regulations and must pass our own rigorous review process before our clients ever see it.
Accountability
We stand by our work and take pride in what we do. We hold ourselves to high-standards, and expect anyone who represents Apple Appraisal to meet those expectations as well. Our commitment to providing our clients with quality work also means we will always take responsibility if our product does not live up to your standards.
Customer Service
At Apple Appraisal customer service is what guides our work each and every day. We employ an experienced team of friendly, knowledgeable employees who are readily available to answer any questions and will ensure your order is assigned, scheduled, inspected, and delivered to you on time.
Compliance
We operate under strict compliance with all federal and state regulations, as well as thorough adherence to the highest industry standards. We are strongly committed to proactively managing all aspects of compliance and remaining informed of changing laws, regulations, and guidelines. We employ a full-time Compliance Manager who continually analyzes regulations and monitors internal controls, policies, and procedures in order to ensure both regulatory and internal compliance.
Learn More about Compliance at Apple Appraisal
Apple Appraisal goes above and beyond the service level of the typical Appraisal Management Company in all areas of compliance in order to provide our clients with the safety and peace of mind that today’s lending environment requires. Apple Appraisal complies with all regulatory agency requirements, including, but not limited to:
• Uniform Standards of Professional Appraiser Practice (USPAP)
• California Bureau of Real Estate Appraisers
• HUD/FHA
• Dodd-Frank
• FNMA/FHLMC Appraiser Independence Requirements
• Truth-in-Lending (TILA)
• Consumer Finance Protection Bureau (CFPB)
In order to comply with federal and state regulations and with Appraiser Independence standards, the staff at Apple Appraisal manages all communications between our clients and appraisers. All appraisal assignments are completed in compliance with the Appraiser Independence Requirements (AIR) and the Truth in Lending Act (TILA). Additionally, each appraisal report includes a certificate of AIR compliance.
Apple Appraisal has comprehensive policies in place to ensure the privacy and security of non-public information. Sensitive and confidential information, including appraisals, can only be viewed by authorized personnel. We use a state-of-the-art, web-based system to assign and track every aspect of the appraisal process. Credit card information is kept secure via our extensive Credit Card Information Policy and other procedures, including PCI Compliance and secure payment systems. Our security measures include full data redundancy and disaster recovery procedures, including bank-level data security.